Misconceptions, false beliefs, and potential lies that you have heard or may believe:
The mortgage company is bad:
Your mortgage company is not the bad guy. We understand that you may not agree with everything your mortgage company does, but they do want to help you! We urge you to call us so we can help better explain what the mortgage company is doing, why they are doing it, and what they are looking for from you to solve this problem.
A company promising you a 100% guarantee:
Any company guaranteeing you a 100% guarantee is not telling you the truth. Even if you do everything perfect and follow the instructions of any company assisting you through this process, the bank can always come back and say no. We have always guaranteed to assist you at Foreclosure Assistance USA, but by no means can we guarantee 100% the result you want. Our reassurance to you is simple, do what we ask, and your chances of success are tremendous!!!! That is a fact!!!!
The belief that you have plenty of time to solve your problem:
This can be one of the biggest misconceptions of all. The bank even though they are on your side, may at times give you “Estimated sale dates.” As you will notice, they use the word “estimated” to cover themselves.” An estimated sale date is often wrong and can be over exaggerated. Never assume that date to be correct. By calling our offices, we will help you better understand how you should approach the court system and how to then resolve your foreclosure case.
The thought that bankruptcy is the answer:
The sad part about life is that American’s want the easy way out. In the foreclosure world, bankruptcy attorneys are quick to try and tell you that they are the only option. This is not true. Are there cases when bankruptcy is your only option? Since we are not attorneys I cannot answer that with a 100% yes, but common sense will tell you that yes there are a few instances where bankruptcy is your only option. At the same time, no person should ever consider bankruptcy without looking into every possible option before having to resort to such measures. Our company is strongly against bankruptcy because we believe in standing up and solving your problems. Running from your problems and trying to put them into a bankruptcy is not the solution if you have not called us first. If we can’t help you, then by all means do what you have to do. But first, CALL AND GIVE YOURSELF THE RESPECT OF TRYING TO SOLVE THIS WITHOUT A BANKRUPTCY!
I am going to go to a non profit agency to have them solve my problem:
First, we are all for non profit agencies that try to assist homeowners. We find that very admirable. At the same time, we also believe that non profit companies have some major downfalls to their company. First, non profit companies tend to have a very loose standard which causes them to try to help people that truly never could have been helped in the first place. How does this affect you? It affects you because the more people they try to help that never stood a chance to begin with takes time away from you that you well need and deserve when solving your case. Secondly, many non profit companies are overwhelmed with the amount of people that need help right now that you never get the attention that you need. This stems off what our first point is but we want to make sure you understand that the selection process is typically not to strict for their assistance. Thirdly, with no disrespect to non profit agencies, but with only so much money to work with, it can be difficult to hire the right people to handle your foreclosure. With only so much of a salary you can pay a person, you are only going to get that quality of a worker. Again, this is not to say non profits cannot help you, it is merely pointing out the potential truth behind their assistance they can offer.
HOW WE ARE DIFFERENT:
At Foreclosure Assistance USA, we ensure that we hire individuals that have the heart, drive, knowledge, and passion to get you through this situation. We pay our staff extremely well to make sure that you have the best quality support both emotionally and physically while you go through this process. Our selection process is also much more rigid. We are honored when homeowners call us for help. Regardless, we can only help certain individuals. If a person cannot meet our requirements, we cannot allow them to be part of our program. This gives you the personal attention you need and deserve. WE ARE PROUD OF THESE FACTS!!!!!
The belief that any company can guarantee that they will lower your payment and/or lower your interest rate:
There is no guarantee that can possibly be given to you in regards to lowering your payment or interest rate unless you have physical written proof from your bank that says they have done this for you. If any company guarantees either one of these, please notify our company and we will assist you in how to notify the correct authorities and report the company. What is true about the above statement is banks are lowering payments by lowering the interest rates on some of the foreclosure cases. We have assisted homeowners where the bank has lowered their payments. It is possible that we may be able to help you do this as well. As long as you understand that many things are possible but there are no guarantees to things like this, you will fair much better through the process. When you get false beliefs and open ended promises in your head, that is where you stand the greatest chance of failure.
CALL US NOW AND LET US CLEAR UP ANY OTHER MISCONCEPTIONS THAT YOU MAY HAVE ABOUT YOUR FORECLOSURE!!!!
WE ARE OPEN 24 HOURS A DAY 7 DAYS A WEEK!!! THERE IS NO BAD TIME TO CALL.
CALL NOW!!!!!!!!!!!! |
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